One Income, One Plan

You're not behind. You're under-resourced.

Every bill lands on one desk. Every emergency is covered by one calendar. Every decision gets made alone, usually late at night, usually tired.

One Income, One Plan is a practical, no-lecture workbook built for single parents who are done with money advice written for two-adult households. It gives you a clear, doable system to stop the leaks, build a cushion, add a second income stream, and automate all of it so it survives your worst week.

No perfect month required. No 30-line budget. Just three hours a week and a plan that fits a solo-parent life.

What's Inside

• 5 guided parts with step-by-step instructions
• 10 fill-in worksheets you complete in your own handwriting
• A 90-day plan you can run in three hours a week

The Tools You'll Use

• The Money Map — a 40-minute snapshot of where every dollar actually goes
• The 60/20/20 Solo Split — a three-line budget that respects unpredictable months
• The Buffer Ladder — build a cushion one rung at a time ($100 → $500 → 1 month → 3 months)
• The 60-Minute Sweep — find $80–$400/month in leaks you didn't know you had
• 12 realistic side incomes matched to the actual gaps in a single parent's week
• The Hustle Scorecard — pick the right side income and commit for 8 weeks
• The Solo-Proof Checklist — the 5 documents every one-adult household needs
• The Reset Protocol — exactly what to do when it all falls apart (because it will)

Look Inside — Full Contents

All sales are final, so here is everything the workbook contains before you spend anything. Nothing is held back and nothing is abridged.

• Part 1 — Where the money actually goes. The Money Map, built in a single 40-minute sitting. No app, no receipts, no back-dating three months of spending.
• Part 2 — A budget that survives a bad month. The 60/20/20 Solo Split: three lines instead of thirty, designed for income that doesn't arrive on the same day every month.
• Part 3 — Stopping the leaks and building the cushion. The 60-Minute Sweep for finding $80–$400 a month you're already losing, then the Buffer Ladder to put it somewhere — $100, then $500, then one month, then three.
• Part 4 — A second income that fits your week. Twelve realistic options matched to the gaps a single parent actually has, plus the Hustle Scorecard for choosing one and sticking with it for eight weeks.
• Part 5 — Making it hold. The Solo-Proof Checklist covering the five documents every one-adult household needs, and the Reset Protocol for the month it all comes apart.
• The Worksheets. Ten of them, designed to be filled in by hand and re-printed whenever your situation changes.
• The 90-Day Plan. The whole system sequenced across three months at roughly three hours a week.

Not sure this is the right guide for your situation? Ask us before you buy. We'll tell you honestly if it isn't — we'd rather lose the sale than take your money for something that won't help.

Who It's For

Single parents running a one-adult household who want a money system built for unpredictable income, unpredictable weeks, and no backup.

Format

• Instant PDF download
• Print-friendly worksheets included
• Kitchen Table Guides · First Edition · Personal, single-household use

Delivery & Download

• Instant digital download. Nothing ships and nothing arrives in the mail. Your download link is emailed to the address you enter at checkout, normally within a minute of payment.
• Two ways to get your file. Download it straight from the confirmation screen after checkout, or from the email — whichever is easier.
• Opens anywhere. A standard PDF: phone, tablet, laptop, or e-reader. No app to install, no account to create, no subscription.
• Yours to keep. Save the file once and it's permanent. If a link ever expires or the email goes astray, contact us and we'll send a fresh one at no cost.
• Free delivery worldwide. There are no shipping fees, customs charges, or delivery delays on a digital file, wherever you are.
• Email not arrived? Check spam and promotions first, then get in touch — a broken download is always our responsibility to fix.

This is an educational resource, not financial advice.

All sales final — please read what's included before purchasing. See our refund policy.